Malegaon Merchants Co-op Bank Clerk Recruitment 2026 - Apply Online for 19 Posts

Application Fee Payment Details

Fee Structure:

Fee Components:

• Examination Fee: Included in ₹ 767/-
• GST (Goods and Services Tax): Already included in the amount
• Payment Gateway Charges: Variable depending on payment mode (typically ₹ 5 to ₹ 30)

Payment Modes Accepted:

• Debit Card (Visa, MasterCard, RuPay, Maestro)
• Credit Card (Visa, MasterCard, American Express)
• Net Banking (All major banks)
• UPI (PhonePe, Google Pay, Paytm, BHIM, etc.)

Critical Points Regarding Application Fee:

• The application fee once paid is COMPLETELY NON-REFUNDABLE under any circumstances whatsoever
• No refund will be made even if:
  • The candidate is found ineligible at any stage
  • The examination is cancelled or postponed
  • The candidate fails to appear for the examination
  • The candidate withdraws the application
  • Any typographical error in fee payment
• Payment must be made ONLY through the online payment gateway provided in the application form
• Offline payment modes (demand draft, cheque, cash, money order) are NOT accepted
• After successful payment, immediately download and save the payment receipt/transaction ID
• This payment receipt must be preserved for future reference during examination and document verification
• Applications submitted without fee payment will be automatically rejected without intimation
• Partial fee payment will not be accepted

In Case of Payment Failure:

• If payment is debited from your account but application shows \"Payment Failed\", wait for 24-48 hours for auto-reversal
• Do not make duplicate payment immediately - check your bank account status first
• If amount is not reversed within 7 working days, contact your bank with transaction details
• In case of technical issues, contact the helpdesk mentioned on the official website

Note on Fee Exemption:

Unlike some government examinations, NO FEE EXEMPTION is available for any category including SC/ST/PWD candidates. All applicants must pay the full application fee as mentioned above. This is as per the bank\'s recruitment policy for cooperative sector positions.

Age Limit and Relaxation Details

Age Criteria (as on the last date of application - January 27, 2026):

How Age is Calculated:

The candidate\'s age will be reckoned as on the closing date of online application submission, i.e., January 27, 2026. For age calculation purposes, the date of birth as recorded in the Matriculation (10th standard) certificate will be considered final and binding. No subsequent change in date of birth will be entertained.

Age Relaxation Provisions:

Age relaxation may be applicable as per Maharashtra State Government norms and the bank\'s recruitment policy for the following categories:

Important Notes on Age Relaxation:

• Age relaxation is not automatic - candidates must claim it at the time of application
• Valid caste/category certificate from competent authority is mandatory
• Age relaxation is cumulative for PWD candidates belonging to reserved categories
• For ex-servicemen, actual period of service will be deducted from the actual age, and resultant age should not exceed maximum age limit by more than 3 years
• OBC candidates must possess Non-Creamy Layer certificate issued within the current financial year
• PWD candidates must possess disability certificate issued by competent medical board showing minimum 40% disability

Eligibility Criteria - Comprehensive Details

1. Educational Qualification:

Minimum Requirement: Graduation (Bachelor\'s Degree) from a recognized university

Preferred Qualification:

• Bachelor of Commerce (B.Com) with minimum 50% marks
• The Commerce background is strongly preferred due to the nature of banking work involving accounting, financial transactions, and commercial operations

Acceptable Qualifications:

• Bachelor of Arts (B.A.) in any discipline
• Bachelor of Science (B.Sc.) in any discipline
• Bachelor of Business Administration (BBA)
• Bachelor in Computer Applications (BCA)
• Any other recognized bachelor\'s degree

Important Notes on Educational Qualification:

• The degree must be from a UGC-recognized university or institution
• Distance education/correspondence degrees from recognized universities are acceptable
• Final year students or those awaiting results are NOT eligible
• Candidates must possess the degree certificate at the time of application
• Mark sheets of all years/semesters must be available

2. Computer Proficiency (Mandatory):

In today\'s digital banking environment, computer literacy is absolutely essential. Candidates MUST possess one of the following:

• MS-CIT (Maharashtra State Certificate in Information Technology) - Preferred
• NIELIT CCC (Course on Computer Concepts)
• DOEACC \"O\" Level Certificate
• Certificate in Computer Applications from recognized institution
• Diploma in Computer Applications
• BCA/MCA/B.Sc-IT degree (in this case, separate computer certificate not required)

The computer certificate must include training in:

• Basic computer concepts and hardware
• Operating systems (Windows/Linux)
• MS Office applications (Word, Excel, PowerPoint)
• Internet and email operations
• Basic programming concepts (optional)

3. Language Proficiency (Essential):

Since the bank operates in Maharashtra and serves a multilingual customer base, proficiency in the following languages is mandatory:

• Marathi: Reading, writing, and speaking fluency is compulsory as most local customers prefer Marathi for communication
• Hindi: Good working knowledge for inter-state transactions and communication with Hindi-speaking customers
• English: Proficiency in reading, writing, and speaking for official correspondence, documentation, and professional communication

Candidates may be tested for language proficiency during the written examination or interview process.

4. Desirable Additional Qualifications:

While not compulsory, the following professional qualifications will provide significant advantage during selection:

• JAIIB (Junior Associate of Indian Institute of Bankers) - Demonstrates commitment to banking career
• CAIIB (Certified Associate of Indian Institute of Bankers) - Advanced banking certification
• GDC&A (General Diploma in Cooperative Accounting) - Specialized knowledge in cooperative sector
• Banking Diplomas from recognized institutions:
  • ICM (Institute of Cooperative Management)
  • IIBF (Indian Institute of Banking & Finance)
  • VAMNICOM (Vaikunth Mehta National Institute of Cooperative Management)
  • NCUI (National Cooperative Union of India)
• Legal Diplomas relevant to banking and finance sector
• Cooperative Management Courses from government-recognized institutions

5. Work Experience:

• Preferred: Prior experience in clerk or similar positions in cooperative banks
• Considered Favorably: Experience in other commercial banks, regional rural banks, or financial institutions
• Freshers: Fresh graduates meeting all eligibility criteria can also apply
• Experience in customer service, cash handling, or administrative roles will be an advantage

6. Other Essential Requirements:

• Citizenship: Indian national only
• Physical Fitness: Sound health to perform banking duties
• Character: Good moral character with no criminal record
• Service Bond: Willingness to execute service bond as per bank policy
• Transfer: Willingness to work at any branch within the bank\'s operational area
• Working Hours: Ability to work during banking hours (typically 10 AM to 5 PM) and occasional extended hours